Compare: Premio Plus+ vs. Premio

1% cash back on everyday purchases*
Points will expire on or after the third anniversary of when they were awarded
$50 Anniversary bonus for spending $20,000 or more in a 12 billing cycle period* x
Japanese and English Customer Service
Online Banking
MasterCard BusinessCard Advantages2
No Annual Fee for the 1st Year1
Annual Fee After First Year1 $50 $0
Low 1.90% Intro APR for the first 6 billing cycles on purchases
After that, your APR will be 13.24%.  This APR will vary with the market based on the Prime Rate.
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How to Apply

You can apply for the Premio Card/ Premio Plus Card through our online application page, or by sending us a completed application form. Please contact our customer service via webmail or by phone to request a form.

Application Process

Normally, after you apply for Premio Card/ Premio Plus Card, it takes about 4-6 weeks until you receive your card in the mail if you are approved. There are several steps before the application process is complete. Please remember that for security purposes, we only send out credit cards once we know that applicants have arrived in the U.S.

The issuer of this credit card reserves the right to change the account terms should your credit profile change or for other reasons stated in the Summary of Credit Terms. All changes in terms will be subject to the requirements of applicable law.

The Card is issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

*See Reward Terms and Conditions in the Summary of Credit Terms for details. Cash back accumulates as points and is redeemable in $25 (2,500 point) increments.

1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see Summary of Credit Terms.
2 Complete program details including restrictions, limitations and exclusions, will be provided when you become a cardmember.

Click here to see the Premio Plus Summary of Credit Terms
Click here to see Premio Summary of Credit Terms

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