About Premio Plus Card

Features

Apply for Premio Plus Now!

A New Cash Back Rewards Credit Card

Premio Plus+ is here to help make your life in the United States as comfortable as it can be. You can take advantage of the same benefits that our basic Premio card has to offer while earning cash back for your everyday purchases. You earn 1% back on everyday purchases such as groceries, gas, online shopping, gym memberships and more!

There is no limit to how much cash back you can earn. Points will expire on or after the third anniversary of when they were awarded. You can redeem for $25 each time 2,500 points have been earned. You can choose to receive your $25 as a check, a statement credit  or as a direct deposit  to a U.S. checking or savings account.*

Annual Fee: $0 intro for the first year, $50 every year after that1
Introductory APR: 1.90% intro APR on purchases for the first 6 billing cycles1.  After that your APR will be 12.74% This APR will vary with the market based on the Prime Rate.
>Summary of Credit Terms


Additional Benefits

No Credit History Needed

You can apply for the card without having a credit history in the United States.

In the United States, it is very difficult to qualify for a credit card if you just moved from another country and have no credit history. We have a unique review process that allows us to accept applications for our credit cards even if you have just arrived to this country and have no credit history.

Card issuance is subject to credit approval.

Online Banking

Online banking services make it easy to manage your account wherever you are.

You can schedule and confirm payments, review statements, check your current balance and much more. You can manage your account anytime from your computer, tablet or mobile phone when you need it the most.

MasterCard Business Card Benefits2

Premio credit cards offer various MasterCard services that are normally only provided to businesses and you can now enjoy these benefits through your Premio Plus+ credit card.2

These benefits include:

  • Car Rental Insurance - Primary cardholders will receive a Collision Damage Waiver on most car rentals made with your Premio Plus+ card on up to $50,000 per incident.
  • Purchase Protection - In the event an item that is purchased with the card is lost or stolen within 90 days of purchase, we may be able to repair or exchange the item or, in some cases, reimburse the amount paid, up to $10,000 per item and up to $50,000 per year.
  • Extended Warrenty - You may receive up to 1 year extended warranty on items purchased with your Premio Plus+ credit card, where the manufacturer's original warranty period is less than 5 years.
  • Global Services - 24 hours, anywhere in the world, MasterCard will provide you with emergency card and cashing services if your card is lost or stolen.

These services are provided by MasterCard to card members. Please see the MasterCard Corporate Payment Solutions Guide to Benefits for details. These services by Master Business card are available in English only.

By applying for the credit card, you understand and agree that all disclosures and other important documents related to the card that are required by law will be provided to you only in English. If you are unable to read and understand the English language, it is very important that you seek the assistance of a trusted, qualified person who can translate these disclosures and important documents for you.
クレジットカードにお申し込みいただくことにより、法律で義務付けられている全ての開示情報及びその他の重要書類が英語版のみで提供されますことにご承諾いただきます。英語の読解が困難な場合は、信頼のおける専門の翻訳家に開示情報と重要書類を翻訳してもらうことが重要です。


Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

*See Reward Terms and Conditions in the Summary of Credit Terms for details. Cash back accumulates as points and is redeemable in $25 (2,500 point) increments.

1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see Summary of Credit Terms.
2 Complete program details including restrictions, limitations and exclusions, will be provided when you become a cardmember.

The card is issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

 

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